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Títulos capitalizaçãoÉ um produto bancário e n um investimento, visto que n oferece pagamento de juros Funciona como uma espécie de loteria Poupador paga uma mensalidade pra concorrer a prêmios sorteados durante o contrato vigente Após término do contrato o banco devolve uma parte do dinheiro investido corrigido pela inflação, só devolve uma parte já que é com seu dinheiro q banco os prêmios

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