Review the table on page 3 comparing in-network and out-of-network costs under the Standard Plan. Which statement is TRUE?a. Insurance plans encourage the use of in-network doctors by offering lower costs on most services they perform.b. The costs for in-network and out-of-network doctors are the same for ALL services they offer.c. Insurance plans encourage the use of out-of-network doctors by offering lower costs on most services they perform.d. Office visits, immunizations and annual physicals have the same costs for both in-network and out-of-network doctors.

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