Pursuant to a state statute permitting it to do so, an auto repair shop retains possession of David's car when David fails to pay for the repairs that the repair shop did on his car. Is this a Article 9 secured transaction?Group of answer choices:a. Yes, because the right to retain possession of the car creates a security interest in personal property.b. No, because the right to retain the car by the auto repair shop is not given consensually.c. No, because the repair shop is not extending credit.d. Yes, because the transaction involves a lien in personal property.

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