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Legal Concepts48) Which of the following is an instance of a mortgage?A) Richard pays Ellen $1000 a month to live in her apartment.B) Richard pays Ellen $12,000 a year to live in her apartment.C) Richard gives his country estate as collateral to a bank from where he has borrowed money tobuy an apartment.D) Richard lives in an apartment for thirty years and upon his death, the apartment is transferredto somebody else.

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