John Claus, a 59-year-old male in good health, was playing basketball with a few friends and developed chest pain. His friends brought him to the urgent care center. It was determined John needed cardiac care at a major medical center. The urgent care doctor called an ambulance, and he was transported to a major medical center. One month later, John received a bill for the ambulance for $2,000. Unfortunately, John's health insurance denied the service because the ambulance company was out-of-network. Which legislation was passed that protects John from having to pay the $2,000?

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