Home mortgage lenders (HML) filed a lawsuit against Erica to foreclose on a mortgage. (Erica had used the mortgage to secure a loan from HML for $50k. Under the terms of this agreement, Erica failed to repay the $50k, HML could foreclose on the mortgage and repossess her home) HML had a copy of the mortgage loan agreement identified Erica as the party who owed the debt, but Erica had not signed the document. If HML tries to sue Erica, will the agreement be enforceable in court?

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