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Dave sent an email to Carl, asking if he could borrow $5,000 for one year at 10 percent interest rate, with the obligation secured by Dave's football-card collection. Carl said that he had to see the football-card collection first. Dave and Carl got together at Dave's house. After looking at the collection, Carl said: "It is a deal. You can hold onto the collection subject to my security interest." Carl gave Dave a check for $5,000. Dave failed to pay the loan. Carl sought to exercise his Article 9 rights to the football-card collection. Did a security interest attach to the football-card collection?Group of answer choices:a) Yes, because the email from Dave satisfies the requirement of an authenticated security agreement.b) Yes, because the transaction was a financing transaction within Article 9.c) No, because Dave never authenticated a security agreement.d) No, because Carl did not file a financing statement covering the collateral.
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