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appliqué par Baraque Obama après la crise de 2008 visant à mettre en place plus de visibilité, moins d'opacité dans les marchés transparence ) vise à mieux encadrer les produits dérivés, instruments financiers au cœur de la crise financière de 2008, à mieux protéger les consommateurs contre les ventes abusives de crédits et de cartes bancaires, et enfin à mettre un terme à la menace des banques too big to fail

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