Which of the following statements is true?(a) Credit-risk adjusted assets are off-balance-sheet assets only whose values are adjusted for approximate credit risk.(b) Credit-risk adjusted assets are on- and off-balance-sheet assets whose values are adjusted for approximate credit risk of the FI.(c) Credit-risk adjusted assets are on- and off-balance-sheet assets whose values are adjusted for approximate credit risk.(d) Credit-risk adjusted assets are on-balance-sheet assets only whose values are adjusted for approximate credit risk.

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